BUSINESS INSURANCE

We at Life Secure are committed to lessen your stress of applying for Insurances and Home Loans. We are determined at making the process as smooth and hassle free as possible.

We live in a volatile world and hence, it is important to protect the smooth running of your business.

We know that you need tailor-made solutions to meet the exhaustive demands of your business. The business insurance is your safety net during the crisis.

How can a business insurance help?

Protecting Shareholder’s interest
Absence of key business person from work
Preventing major interruptions
Protecting debts
Personal guarantee against business loans
Paying fixed overheads
Our experts can guide you with expert risk protection and business advice to select the best cover or personalize a cover for your business as per your requirements.

The business insurance solution will include the following covers-

New Business or Start-up cover

As a new entrepreneur, business pressure exposes you to the possibility of running many risks. It is important to minimize the risks and limit its access to reach you before earth falls. One of the best strategies is to protect yourself is to opt for New Business Insurance. It is an expense that provides you with immense security in times of a business crisis and protecting you against the odds

 

How do you know which cover is best for your business? – At Life Secure, we guide you in choosing an affordable start-up insurance plan that fits your specific risk exposure in industry you operate in.

You new business insurance is an exciting moment besides being scary. We recommend you to connect with us to ensure that you’re not throwing your money away. We will ensure that your cover takes care of you in your good times as well as bad.

Established Business cover/Key Person Cover

It is important to protect your business you’ve worked so hard for. It will not only protect your livelihood but will also help you and your family to maintain the lifestyle you’ve been accustomed to.

Established business cover is an insurance plan which is specifically designed for a profitable business like yours which is over four years old. The cover protects you in absence of a key person or yourself due to an illness or accident. The insurance provides you with a monthly income to help keep your business running. The amount received can be used for any of your financial reasons – to pay for the new business stock, hiring new employees, to pay off your expenses and so on.

How does the Cover work?
The insurance safeguards your business interests when you or a key person could not help with the ongoing business operations. The cover mitigates the risk and the amount you receive will stay unaffected by ACC cover or other income protection benefits you are eligible to receive.

For an established business cover, a key person should be a working shareholder or a non-shareholding employee who works for generating business revenue.

 

Life cover

Life cover insurance protects your family and is paid a lump sum if you die or diagnosed as likely to die in 12 months.

How does Life Cover help?

You receive a terminal illness benefit and are paid in lump sum
The cover cost is partially paid in advance to cover your funeral expenses
The cost of professional grief is covered
The financial advice cost is covered to support financial choices after a claim
Get in touch with our advisor to know more about other options available.

Trauma cover

You don’t want your business to take a back seat when you are diagnosed with a critical illness or disability. Trauma cover helps your business continue if you or a key person is diagnosed with critical illnesses specified in the policy cover such as heart attack, stroke, major burns, or cancer.

How would Trauma Cover help you?

Reducing your debts
Hiring a replacement for yourself or the key person
Buying out your share of the business

 

Complete Disablement cover

Disability of an employee can be a serious issue to business. The Complete Disability cover helps to replace a portion of your employee income if they become critically ill or are injured to work. The insurance cover can help mitigate the risk and is an added advantage to retain or recruit an employee.

How does Complete Disablement cover help?

Covering your business overheads
Serving towards employee benefits
Income protection for employees
Discounted premiums and policy portability.

Our Customer’s Experience

Kawal

[IT Recruitment Manager]

Dareck & Sandra

[Growing Portfolio]


Glazer & Teacher

Nilanthar & Asha

[IT & Educator]

of insurance

of $ in home loans

Years in Business

BUSINESS INSURANCE

Our advice that has managed to save thousands of dollars.

WHY LIFE SECURE

Save Time

Calling up every bank to discuss rates and options can be daunting. Let us do the work for you! In most cases, it doesn’t cost you anything! We are paid by the lender. 

Lessen Your Stress

We know all the right questions to ask, so you don’t need to worry about its technicalities and between the lines complexity.

Expert Knowledge

By our experience, we know what the banks want and know how to present your case in the most favourable way. 

Network Access

We associate with most major banks and even some who you may not have considered talking to. 

Best Rates

Getting the right mortgage now can save you thousands in the long run. There’s a big paymant difference if you fall in the trap.

Unbiased Advise

We will review all available packages and find the deal that is the best fit for your circumstances. 

Put Your LIFE in SECURE Hands

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