Life Secure provides a full range of insurance assistance. Our services go far beyond securing best-personalized cover at a best possible premium. We support with the best insurance deals as per your need and claim assistance when you need it on your insurance plan. Life Secure promises to be with you until the life of your insurance plan.

At Life Secure, we can help you reach your financial goals and choose the best possible cover with benefits what you value most.

Life and Life Income Cover
This insurance covers your loved ones and protects them if you die or suffer from terminal illness. It provides them with a financial safety net which secures them financially and safeguards their future.

It is a cost-effective and an easy way to secure your family. This cover assures you with peace of mind that they are being taken care of in your absence.

How does life and life income cover help?
The insurer has the flexibility to choose the receipt of cover as a lump sum payment or as a monthly cover, or both. This cover can help with –

  • Pay off any debts or mortgage
  • Pay for education of your children
  • Pay for any healthcare cost
  • Fund a lost financial support
  • Pay for any other expenses

Trauma/ Critical Sickness Cover
Trauma cover helps you in dealing with unexpected circumstances of life during your ongoing treatment or illness recovery. It can help you cover financial stress during the life-threatening disease recovery.

Conditions covered under Trauma Insurance –

  • Cancer
  • Stroke
  • Heart-attack
  • Paralysis
  • Organ Transplant
  • Alzheimer
  • Parkinson
  • Diabetes

and many more

How does Trauma cover help?

  • Getting in-home nursing facilities
  • Exploring other treatment or rehabilitation option
  • Cover your medical bills
  • Taking care of your cash reserve
  • Supplementing your income
  • Reducing your debt
  • Paying your expenses

Complete/Total and Permanent Disablement Cover
Sometimes, unavoidable circumstances lead us to become completely disabled due to an accident or illness. ACC cover may help but only to an extent and it has limited benefits. The Total Disability Cover gives you financial freedom as you choose how to spend it. You can choose it to pay off your debts, cover your mortgage, get best medical treatment, cover your day-to-day expenses, improve home or workplace.

Income Protection Cover
Income Protection compensates your income loss when you are no longer able to earn an income due to an accident or illness.

The cover provides you the regular income and allows you to stay financially independent regardless of whether you can or cannot make it back to work.

How does the Income Protection Cover help?

  • Pay your bills
  • Maintain your lifestyle
  • Mortgage Repayments
  • Pays off your family bills including school fees
  • Business overheads
  • Day-to-day overheads

 Mortgage Repayment Cover
If any illness or an accident makes you disabled to an extent that you cannot work, mortgage repayment cover helps you cover your monthly mortgage repayments. It saves you from an unpleasant scenario of selling your home when you are not well and the mortgage is a heavy weight on your shoulders.

How does mortgage repayment help?
You protect your mortgage and financial commitment when you can no longer earn an income. This cover comes with an option of protecting your mortgage repayment by up to 110% where you can cover additional expenses like rates, or home and contents insurance.

Premium Cover
Premium cover insurance takes care of your total insurance premiums is you are not able to work or are disabled. During an unforeseen event, the financial priorities change for an individual. The right insurance helps you cope up with the financial pressure and supports at the time of financial stress.

How does premium cover help?
The premium cover will help with paying off your premium debts should you become partially or totally disabled and you are not able to work.

Major Medical Cover
The major medical cover takes care of your non-acute medical illnesses. This includes financial cover for your surgical or non-surgical treatment in a private hospital.

How does Major Medical Cover help?

Waiting Lists
In the case of non-acute medical conditions, you may not receive medical supervision on time and therefore, you would have no choice but to go on a waiting list.

The policy covers your funds for an access to private hospital and helps you cope with a serious medical condition without any hassle.

Examples of non-acute treatment include –

  • Hip replacement
  • Knee replacement
  • Cancerous tumour removal
  • Cataract removal
  • Heart surgery

and many more